{"id":9215,"date":"2023-06-22T17:27:58","date_gmt":"2023-06-22T20:27:58","guid":{"rendered":"https:\/\/international.nubank.com.br\/?p=9215"},"modified":"2023-06-23T12:33:15","modified_gmt":"2023-06-23T15:33:15","slug":"jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur","status":"publish","type":"post","link":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/","title":{"rendered":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur?"},"content":{"rendered":"\n<p>Han pasado cuatro a\u00f1os desde que hice mi primera entrevista con Nubank. En ese momento, Edward Wible, nuestro fundador y CTO, me dijo: \u00abCreo que el futuro de la banca, en todo el mundo, podr\u00eda definirse en el Sur Global, en lugares como Brasil e India\u00bb. Yo estaba esc\u00e9ptico, pero esa posibilidad fue una de las razones por las que acept\u00e9 el trabajo, y me ha acompa\u00f1ado desde entonces.<\/p>\n\n\n\n<p>En 2021, el mundo estaba entusiasmado con el potencial transformador de las FinTech. La prensa estaba emocionada con cinco empresas visionarias y sus OPIs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coinbase construy\u00f3 un futuro accesible y cumplidor para las criptomonedas.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Robinhood reinvent\u00f3 la inversi\u00f3n para una nueva generaci\u00f3n.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Affirm ha interrumpido el cr\u00e9dito al consumidor con la opci\u00f3n de comprar ahora y pagar despu\u00e9s sin intereses.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SOFI utiliz\u00f3 la tecnolog\u00eda para reducir la carga de la deuda estudiantil.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lemonade lanz\u00f3 productos de seguros digitales impulsados por un prop\u00f3sito.<\/li>\n<\/ul>\n\n\n\n<p>Lejos de Estados Unidos y del foco de atenci\u00f3n medi\u00e1tica mundial, Nubank avanzaba silenciosa y r\u00e1pidamente, siendo una de las \u00faltimas empresas en salir a bolsa en la NYSE en 2021. Hoy en d\u00eda, la capitalizaci\u00f3n de mercado de Nu coincide con la de las cinco empresas mencionadas anteriormente&#8230; \u00a1juntas!<\/p>\n\n\n\n<p>Los economistas que estudian c\u00f3mo emergen los ecosistemas industriales (ver a Michael Porter: La Ventaja Competitiva de las Naciones) han demostrado que existen razones por las cuales surgen campeones globales en tiempos y lugares espec\u00edficos. No es casualidad que Toyota surgiera de la posguerra en Jap\u00f3n. O que Walmart surgiera de una zona rural de Arkansas, aprovechando el sistema de autopistas interestatales de Estados Unidos.<\/p>\n\n\n\n<p>La necesidad del cliente era profunda: autom\u00f3viles peque\u00f1os, baratos y confiables en el Jap\u00f3n de la posguerra; ventas minoristas con descuento en las \u00e1reas suburbanas del medio oeste estadounidense.<\/p>\n\n\n\n<p>La competencia era intensa. Jap\u00f3n ten\u00eda m\u00e1s de seis empresas luchando por la cuota de mercado automotriz. El sector minorista de Estados Unidos ten\u00eda competidores feroces que iban desde Sears hasta Kmart, y desde Costco hasta Toys-R-Us.<\/p>\n\n\n\n<p>Brasil es un pa\u00eds de ingresos medios sofisticado, donde la desigualdad de ingresos y la ansiedad financiera son altas. Cada BRL$ cuenta. Impresionantes competidores, desde grandes bancos hasta nuevos jugadores digitales, est\u00e1n compitiendo cara a cara. Se requiere un compromiso con la innovaci\u00f3n cada d\u00eda.<\/p>\n\n\n\n<p>Adem\u00e1s, el Banco Central de Brasil es quiz\u00e1s el regulador m\u00e1s progresista en cuanto a pol\u00edticas y t\u00e9cnicamente impresionante del mundo. Ha fomentado sistem\u00e1ticamente la innovaci\u00f3n proconsumidor con una agenda que incluye el sistema de pagos m\u00f3viles PIX, Open Finance y la tokenizaci\u00f3n de activos digitales mediante el proyecto Real Digital.<\/p>\n\n\n\n<p>Entonces, tal vez Edward ten\u00eda raz\u00f3n: tal vez el futuro de las finanzas no vendr\u00e1 de Nueva York o Londres, sino de lugares como Brasil y tambi\u00e9n India, donde emprendedores como Jitendra Gupta y el equipo de Jupiter, y Kunal Shah y el equipo de Cred, est\u00e1n llevando la banca de pr\u00f3xima generaci\u00f3n a m\u00e1s de mil millones de personas. Y Sud\u00e1frica, donde Gerrie Fourie y Capitec est\u00e1n fusionando el acceso financiero digital y f\u00edsico de manera verdaderamente novedosa. Y Kazajist\u00e1n, donde Mikhail Lomtadze y Kaspi est\u00e1n construyendo una plataforma de consumo en una amplia gama de industrias.<\/p>\n\n\n\n<p>Los pioneros tecnol\u00f3gicos est\u00e1n emergiendo lejos del Valle del Silicio. Las historias m\u00e1s incre\u00edbles se est\u00e1n escribiendo en lugares inusuales. \u00a1Mant\u00e9nganse atentos!<\/p>\n\n\n\n<p><em>*El Sur Global es un t\u00e9rmino com\u00fanmente utilizado para referirse a pa\u00edses en desarrollo.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Art\u00edculo por Jag Duggal, Chief Product Officer de Nubank<\/p>\n","protected":false},"author":8,"featured_media":9854,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[68],"tags":[],"class_list":["post-9215","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-compania"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International\" \/>\n<meta property=\"og:description\" content=\"Art\u00edculo por Jag Duggal, Chief Product Officer de Nubank\" \/>\n<meta property=\"og:url\" content=\"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/\" \/>\n<meta property=\"og:site_name\" content=\"Nu International\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-22T20:27:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-23T15:33:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1365\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"nuluizapollo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"nuluizapollo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/\"},\"author\":{\"name\":\"nuluizapollo\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#\\\/schema\\\/person\\\/44d6a2d02d9905ee515a6d545217cd88\"},\"headline\":\"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur?\",\"datePublished\":\"2023-06-22T20:27:58+00:00\",\"dateModified\":\"2023-06-23T15:33:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/\"},\"wordCount\":631,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Copy-of-NBK02875-1.jpg\",\"articleSection\":[\"Compa\u00f1\u00eda\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/\",\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/\",\"name\":\"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Copy-of-NBK02875-1.jpg\",\"datePublished\":\"2023-06-22T20:27:58+00:00\",\"dateModified\":\"2023-06-23T15:33:15+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#primaryimage\",\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Copy-of-NBK02875-1.jpg\",\"contentUrl\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2023\\\/08\\\/Copy-of-NBK02875-1.jpg\",\"width\":2048,\"height\":1365},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/compania\\\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/\",\"name\":\"Nu International\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#organization\",\"name\":\"Nu International\",\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/favicon.png\",\"contentUrl\":\"https:\\\/\\\/international.nubank.com.br\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/favicon.png\",\"width\":512,\"height\":512,\"caption\":\"Nu International\"},\"image\":{\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/#\\\/schema\\\/person\\\/44d6a2d02d9905ee515a6d545217cd88\",\"name\":\"nuluizapollo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g\",\"caption\":\"nuluizapollo\"},\"url\":\"https:\\\/\\\/international.nubank.com.br\\\/es\\\/author\\\/nuluizapollo\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/","og_locale":"es_ES","og_type":"article","og_title":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International","og_description":"Art\u00edculo por Jag Duggal, Chief Product Officer de Nubank","og_url":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/","og_site_name":"Nu International","article_published_time":"2023-06-22T20:27:58+00:00","article_modified_time":"2023-06-23T15:33:15+00:00","og_image":[{"width":2048,"height":1365,"url":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","type":"image\/jpeg"}],"author":"nuluizapollo","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"nuluizapollo","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"NewsArticle","@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#article","isPartOf":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/"},"author":{"name":"nuluizapollo","@id":"https:\/\/international.nubank.com.br\/es\/#\/schema\/person\/44d6a2d02d9905ee515a6d545217cd88"},"headline":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur?","datePublished":"2023-06-22T20:27:58+00:00","dateModified":"2023-06-23T15:33:15+00:00","mainEntityOfPage":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/"},"wordCount":631,"commentCount":0,"publisher":{"@id":"https:\/\/international.nubank.com.br\/es\/#organization"},"image":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#primaryimage"},"thumbnailUrl":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","articleSection":["Compa\u00f1\u00eda"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/","url":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/","name":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur? - Nu International","isPartOf":{"@id":"https:\/\/international.nubank.com.br\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#primaryimage"},"image":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#primaryimage"},"thumbnailUrl":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","datePublished":"2023-06-22T20:27:58+00:00","dateModified":"2023-06-23T15:33:15+00:00","breadcrumb":{"@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#primaryimage","url":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","contentUrl":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","width":2048,"height":1365},{"@type":"BreadcrumbList","@id":"https:\/\/international.nubank.com.br\/es\/compania\/jag-duggal-esta-el-futuro-de-las-fintech-en-el-sur\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/international.nubank.com.br\/es\/"},{"@type":"ListItem","position":2,"name":"Jag Duggal: \u00bfEst\u00e1 el futuro de las FinTech en el Sur?"}]},{"@type":"WebSite","@id":"https:\/\/international.nubank.com.br\/es\/#website","url":"https:\/\/international.nubank.com.br\/es\/","name":"Nu International","description":"","publisher":{"@id":"https:\/\/international.nubank.com.br\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/international.nubank.com.br\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/international.nubank.com.br\/es\/#organization","name":"Nu International","url":"https:\/\/international.nubank.com.br\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/international.nubank.com.br\/es\/#\/schema\/logo\/image\/","url":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2022\/08\/favicon.png","contentUrl":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2022\/08\/favicon.png","width":512,"height":512,"caption":"Nu International"},"image":{"@id":"https:\/\/international.nubank.com.br\/es\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/international.nubank.com.br\/es\/#\/schema\/person\/44d6a2d02d9905ee515a6d545217cd88","name":"nuluizapollo","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b1b108f8398da66e106b73733d76623a1f767363733ddf925bfbda4091ee8640?s=96&d=mm&r=g","caption":"nuluizapollo"},"url":"https:\/\/international.nubank.com.br\/es\/author\/nuluizapollo\/"}]}},"jetpack_featured_media_url":"https:\/\/international.nubank.com.br\/wp-content\/uploads\/2023\/08\/Copy-of-NBK02875-1.jpg","jetpack_shortlink":"https:\/\/wp.me\/peaOGT-2oD","_links":{"self":[{"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/posts\/9215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/comments?post=9215"}],"version-history":[{"count":1,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/posts\/9215\/revisions"}],"predecessor-version":[{"id":9216,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/posts\/9215\/revisions\/9216"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/media\/9854"}],"wp:attachment":[{"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/media?parent=9215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/categories?post=9215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/international.nubank.com.br\/es\/wp-json\/wp\/v2\/tags?post=9215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}